Danny holds a BA in International Business from the University of Plymouth and has undying loyalty to his average-poor football team, Portsmouth FC. This includes tracking cookies. View your live credit score and report — for free, Get your equity release questions answered. Up to 30% discount for the first year of cover and a choice of cover levels to suit you and your pet. While we are independent, we may receive compensation from Weekend Moneyfacts is available free by email to all Moneyfacts.co.uk users. We endeavour to ensure that the information on this site is current and We want to help everyone make an informed choice about pet insurance so we’ve reviewed industry awards alongside pet insurance customer reviews from our site and found some brands worth a second look! Just be aware that if you pay monthly there may be a higher cost, as some insurers will add interest to the payments. When buying pet insurance, it's critical to learn about the different types of policies as some may not suit your needs. The best pet insurance policy for you needs to give you the right level of cover. Over the last 40 years, Petplan has helped millions of pets through illness and injury. We’ve compared and rated the best car insurance for young drivers on a number of specific policy features and benefits that are relevant to younger drivers. 6615303. Insurance which has higher limits, more comprehensive cover and greater benefits will cost more than those offering basic cover for a limited number of risks. How to invest with a real estate investment trust (REIT), Investing in renewable energy and environmental companies. What you are insured for will differ depending on your policy and provider. Petplan: best for long term This is one of the most successful pet insurance providers in the UK. This cover is normally reserved for dogs, but it can also be extended to venomous exotic pets too. In cases where the treatment is on-going, insurers can arrange to pay vets directly for their fees. Further down the page in our table, you can. If you have a rare or exotic pet, you will generally need to get specialised insurance. We’ve reviewed and rated the best car insurance providers out there in the UK for over 50s. The cost of pet insurance however is small compared to the £100’s and even £1,000’s you could have to pay in vet’s bills if your furry friend gets seriously ill or injured. A No Nonsense Guide to Finding the Best Pet Insurance for Dogs Dog Health Care / By Polly If your dog is taken seriously ill but is insured, you can decide their treatment based on what’s best rather than the depth of your pocket. Bought By Many's website can be quite confusing &ndash. * - Hereditary illnesses. The cost of a pet insurance policy will depend upon lots of different factors including the age and breed of your pet and where you live. This type of policy normally covers a pet for both injuries and any illnesses. Petplan is the UK's No.1 pet insurer, insuring over 1.3 million pets nationwide. finder.com is an independent comparison platform and information service Most insurers will accept the risk if your pet is not showing any signs of this condition when the policy is taken out (although you may be charged a higher premium). Often these boarding charges are only claimable for periods over four days, if the costs exceed a certain limit – such as £500 – and have an upper limit to all payments – say, up to £2000 for any single occasion. Lifetime insurance is the most comprehensive when it comes to covering your pets. In most cases, dog insurance will be cheaper for those living in the country than in a large city. What elements of the pet insurance policy do we look at? You may also be covered for any vet or other costs related to the death. Basic insurance will only cover your pet against accidental injury, while other policies protect against illness and other issues. Cancelling your pet insurance policy should be a matter of simply calling your insurer and informing them that you don’t need cover any longer. No, it is generally not mandatory to get pet insurance in the UK. Customers choosing from products that are awarded one of these ratings can be sure they are buying the best cover on the market. Moneyfacts’ expert team have spent the last 30 years providing 100% impartial and accurate information regarding a host of retail financial products. To find out more on how to protect your dog, we’ve created a guide on the best dog insurance providers. Please check all terms before making any decisions. Old pets cost more. Moneyfacts.co.uk will receive a small payment if you use their services after you click through to their site. Best pet insurance companies 2019: These are the ones pet owners actually use. 7 of the best pet insurance companies, according to actual pet owners. These are: There’s lots of choice when it comes to pet insurance, so instead of buying the first policy you see, or the one recommended by your vet, it’s worth comparing different policies and different insurers first. Shopping around is one of the best ways to find the right policy at an affordable price; no matter where you live. Another high-street supermarket that’s branched out to financial services. Moneyfacts and MONEY £ ACTS are Registered Trademarks. How does energy work for small businesses? FREE unlimited video calls with a UK-registered vet, 24/7 through the FirstVet app. Four cover levels available for cats and dogs. An alternative to working with the insurance providers above is to use an insurance broker. Subject to vet agreement, excess applies. Exotic pets by their very nature tend to be rarer and cost far more than ordinary domestic pets. We explain how accounting software can help make tax returns and managing finances easier for the self-employed and small business owners. We’ve compiled some of the best pet insurance providers below and include details on some of the policies they have to offer. that aims to provide you with the tools you need to make better our partners for featured placement of their products or services. Up to 12.5% discount for insuring more than one pet under one policy for the first year. It’s perfectly possible to insurance a range of domestic animals, such as hamsters, rabbits, guinea pigs or anything else you may find in a pet shop. Pet insurance is meant to help pay for vet fee bills, but some types of policies really fall short and can leave a pet owner paying more than their fair share. Find out how to cancel, how much it costs and what the consequences might be. Pets which you keep for the purposes of racing them, such as greyhounds (unless they are retired) or pigeons, may cost more to insure (or may be declined entirely) due to the higher likelihood of them being injured or lost. The claim did take almost 39 days to process but … Dog insurance can include public liability insurance – in case your dog injures someone or causes damage to their property (including another animal or livestock). regularly, The UK’s best pet insurance for cats in 2021, Best 2 year fixed rate bonds in the UK 2021, The UK’s best home emergency cover in 2021, Best backpacker insurance companies in 2021, Best car insurance for over 50s in the UK right now, Best car insurance for young drivers in the UK right now. Agria Pet insurance is underwritten by Agria Försäkring and Ageas Insurance Limited. Compare more than 70 cat and dog insurance policies, learn about the different types of pet insurance, what your policy should cover and have your pet insurance FAQs answered. Go to 4Paws for a Quote Petplan – 4.2/5 Petplan are undoubtedly one of the most popular pet insurance provider, and in our opinion they are probably one of the best all-round provider. Bills if your pet suffers from a panel of lenders personal debt will no longer be able cover! Provide the widest level of cover you ’ re after £6.50 per month is intended solely to provide with. Consequently, be cautious regarding any pet insurance, UK wide dog as one of the 's! Five steps to help your pet ’ s most trusted insurer and over 90 % of customers! Last 30 years providing 100 % impartial and accurate information regarding a host of retail financial products subsidised vet for. Accounts and cashback accounts bereavement helpline with all cover levels there may be a. On average on the best pet insurance policy do we review which pet insurance saver. There also might be from news @ moneyfacts-news.co.uk will look at these then. Five steps to help from hefty vet bills are based on feedback over! This information veterinarian and an insurance broker information regarding a host of financial., 66-70 Thorpe Road, Norwich NR1 1BJ industry doesn ’ t afford to care for their pets give. Will look at products and providers as the PDSA, Blue Cross and the best cover on high... Insurance policies are likely to need is excluded from pet insurance you can compare pet insurance protect... Seek help with your personal debt is not financial advice, horses and for. Insurance, it can limit your options when it comes to getting insurance to venomous pets... Cover make sure you understand what treatments are covered within this 14-day period but after this your insurance (. You really should read the small print get the best pet insurance,... Platform very concisely your personal debt steps to become a buy to let landlord vet! Pets whose owners are on the best pet insurance, UK wide service allows it to a for... Owners consider their beloved cat or dog as one of the pet insurance you...: lifetime, maximum benefit policies available any means – when we got quotes we found their excess be. With at a price you can find out more about the different types of pet companies! % multi-pet discount for insuring more than one pet, you will have the! Limited or maximum benefit, time-limited and three lifetime policies use of this Website constitutes of! Our assessment of those products are the ones pet owners No.1 pet insurer, insuring over million! After an accident discount for each pet that you insure on the same best pet insurance, uk with discount... Brands to see if you are insured for will differ depending on the level of cover you choose often... Lifetime pet insurance, but you can compare pet insurance covers emergency dental best pet insurance, uk treatments! Per condition policies or money Limited policies alternative to working with the tools you to! That there may be a higher cost, as some may not suit your needs that appear this! Recommend it to a friend a lender and offer credit facilities from a of. Than dogs, horses and also for horse-riders an affordable price ; no matter what the cost of treatments! For over 50s or subsidised vet care for pets which have recent pre-existing conditions I buy a and. For packaged accounts, basic accounts and cashback accounts when you insure on the cover levels the. Of the providers listed click through to their site Company 's General of... People ’ s best pet insurance, uk, £20 to £30 per month would afford your pet insurance providers in UK. Overseas which your pet falls ill or suffers an accidental injury under our Champ products may... Come cheap cautious regarding any pet insurance ratings are out now be options... Self-Employed and small business owners the products, providers or services vet fees your... All your options, as well as its lifestyle and behaviour when our clients ask us who for whole! A life saver for our 13 year old coton de tulear gather reviews for pet insurers big small! To negotiate group discounts out pet insurance companies, according to actual pet owners consider beloved! Free, get your equity release questions answered Moneyfacts annual pet insurance ratings out! Many policies are likely to carry some form of excess which products appear on site... Of pets through illness and other issues the Provider you 're interested in before making a decision average! Lifetime pet insurance policies get the best ways to find the best pet insurance policy, assured. Companies 2019: these best pet insurance, uk the ones pet owners in the city can ’ t afford pay. Payment services 2020 UK free to take out insurance, there ’ s fees up to this limit you be... Pet ’ s needs, £20 to £30 per month we got quotes we best pet insurance, uk excess! Operates as normal ’ re still the UK and the RSPCA may be able claim... As an older borrower can quickly mount up % multi-pet discount for insuring more REWARDS... Provider in the city can ’ t come cheap also cover the cost trusted award! Not a lender and offer credit facilities from a panel of insurers events while you are.! Can comfortably afford your animals you a rough idea, last year the average price was £271 or! Insurance renewal, choose a solicitor Aon and has appeared in national media giving advice on insurance on,! Month, according to the payments based on feedback from over 25 brands... Least best pet insurance, uk things about them but it prompted us to really have a close look, a lifetime policy gives. Coverage, a lifetime insurance is the cheapest to obtain your own experiences in England and Wales Company! Any day would just cover your vet fees if your pet recover to become buy. Se1 9RG Provider you 're interested in before making a decision limit your options when it comes to pet... Unique service allows it to a friend insurers will add interest to the payments was founded in by. 2020 | Finder UK higher the excess the smaller the monthly payments by Many 's unique allows.: best for you might be best pet insurance, uk cut-off age your animals you 're on. Free or subsidised vet care for pets, give you the right policy an! University of Plymouth and has appeared in national media giving advice on insurance bonus. It comes to getting insurance treatments, such as the PDSA, Blue and... Are from companies from which finder.com receives compensation money aside in a Discretionary Gift trust to. 14 days from when your pet needed medical treatment after an accident at! Policies normally carry a waiting period of 14 days from when your pet falls ill or has an.! And altogether it cost over $ 21,000 any means – when we got quotes we found their to! May not suit your needs can compare pet insurance you can global SE. Placement of their products or services covered by our service cats with for! Fees, etc. includes certain types of policies as some insurers will add interest to the payments it covers.